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عدم القدر على تسديد القرض البنكي

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السالم عليكم من فظلك لقد تم طردي من العمل في قطاع الدولة ولدي credit de consommation لم استطيع تسديده هل يمكن لي أن أعطي للبنك شهادة العجز من طرف طبيب محلف و في حالة أخرى هل يمكن أن أدخل لسجن
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