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شراء أرض عقارية عن طريق البنك

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السلام عليكم، 1) هل يمكن شراء أرض عقارية عن طريق البنك؟ 2) كذلك مسألة الفائدة هذه التي يزيدها البنك، أليس من قانون منظم لذلك، أحيانا قد يشتري الشخص سيارة بقرض مجاني، لكن قد تصل في حالات شراء المنازل لمئة بالمئة من ثمن الشراء؟
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إجابة موثقة

حتى القرض المجاني غير صحيح لأنهم يطالبونك بمصاريف الملف وووو وإذا حسبتها تجد أنك أديت فائدة عن القرض.

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